Flexible Finance Options

At First Fence, we understand that everyone’s financial situation is different, and that’s why we offer a range of flexible finance options to suit a variety of needs and budgets. Whether you're looking to take out a flexible loan, spread the cost with our "Pay in 3" plan, or make an initial payment with a deposit, we are here to make your purchase as manageable and stress-free as possible.

Our flexible loan options allow you to borrow the amount you need with repayment terms that are tailored to fit your lifestyle. This means you can enjoy what you want now, without worrying about paying everything upfront.

If spreading the cost over time is more suitable, our "Pay in 3" option divides your payment into three easy-to-manage instalments, so you can pay in a way that works for you, without putting too much strain on your finances.

For those who prefer to commit a smaller sum initially, our 10% deposit plan allows you to make a partial payment upfront, giving you the flexibility to secure your purchase without the need to pay the full amount right away.

At First Fence, our dedicated sales team is always on hand to guide you through the process, to ensure you have a solution that suits both your immediate needs, and your long-term budget. Why not give us a call today to discuss which option works best for you.

Pay in 3

Spread the cost of orders up to £30,000 with iwocaPay
First Fence & iwocaPay understand that cash flow & making big purchases are sometimes difficult for small to medium-sized businesses. With iwocaPay, First Fence provides a convenient, secure and free way to spread the cost of an order. Customers can buy what they need now without a big impact on their cash flow. iwocaPay is available for UK Limited Businesses and LLPs on orders from £150 to £30,000, pay-in-3!

Here's how it works:
Set up a spending limit with iwocaPay ahead of your next purchase
We use iwocaPay to provide our trade customers with an approved spending limit up to £30,000. You can use as much or as little of it as you like and it only takes a few minutes and won’t affect your credit score. If you’re approved, you’ll be able to spread the cost on all your orders up to your spending limit.

Select iwocaPay at the checkout
You’ll get redirected to the iwocaPay checkout page to complete your payment. Once that’s done we’ll receive the funds from iwocaPay and process your order. If you need a hand or get stuck, give our Sales Team a call on 01283 512 111.

When you get to the iwocaPay checkout you’ll see two choices
Pay Now: in just a few clicks, you can scan a code to pay us straight from your bank account.
Pay Later: you’ll be able to set up a payment plan with iwocaPay to split the cost into 3 equal monthly payments.

Benefits of Pay in 3

• You don’t pay a penny for the first 30 days
• We get paid right away
• You pay in 3 equal monthly instalments
• Representative Rate of 2.5%

We partner with IwocaPay for loans up to £500,000 offering even more flexibility for funding on successful applications within 24 hours plus no early repayment fees.

Here are some of the benefits of getting your credit through iwocaPay:

• Loans from £1,000 - £500,000
• Flexible 12 month facility
• Instant credit decisions up to £25k
• Funding within 24 hours
• Overpay or settle at no additional cost
• Rates from 2% per month
• Unsecured; personal guarantee required

At First Fence we are supporting customers by enabling them to secure goods with a 10% non-refundable deposit, offering the flexibility to secure your purchase without the need to pay the full amount right away. Customers will then have one month from the date of deposit to pay the remaining balance and arrange the delivery.

Contact our Sales Team today to discuss your options – we’re here to help.